SBA 7(A) Business Real Estate Loans
Up to 90% LTV on 25-year fully amortized terms, with funding in as little as 30 days.
SBA 7(a) Loans for Owner-Occupied Commercial Real Estate
We offer Nationwide SBA 7(a) financing for the purchase, refinance, or construction of owner-occupied commercial real estate.
We offer SBA loans for the following property types:
Combined SBA exposure can reach $80,000,000 across programs, subject to approval and structuring.
With Denali, you can count on competitive rates and loan funding in as little as 30 days.
Three SBA Programs, One Strategy
Combined SBA exposure can reach $80,000,000 across programs, subject to approval and structuring. Typical microloans for quick qualification run $50,000-$150,000.
SBA 7(a)
The flagship SBA program for owner-occupied real estate and general business purposes.
SBA 504
Long-term, fixed-asset financing for major real estate and equipment investments.
SBA Microloan
Quick-qualification microloans, typically $50,000-$150,000, for smaller capital needs.
How It Works
- 1
Get Qualified
- 2
Consultation
- 3
Documents
- 4
Review
- 5
Term Sheet
- 6
Underwriting
- 7
Conditions
- 8
Closing
The Denali Standard
Every transaction receives individual review and hands-on attention from the Denali team.
Common Questions
How much can I borrow with an SBA 7(a) loan?
SBA 7(a) loans run from $350K to $5M with up to 90% loan-to-value on 25-year fully amortized terms. Across 7(a), 504, and microloan programs, combined SBA exposure can reach $80,000,000, subject to approval and structuring.
Does my business have to occupy the property?
Yes. SBA 7(a) requires at least 51% owner occupancy of the property. It is designed for businesses buying or refinancing the space they operate from.
What can the funds be used for?
Purchase, refinance, or construction of owner-occupied commercial real estate, including tenant improvements. The 7(a), 504, and microloan programs below cover working capital, equipment, ownership changes, and debt refinancing as well.
How long does an SBA loan take to close?
About 30 days with a complete package. We package your file for the SBA lender best suited to fund it, which keeps timelines predictable.
Explore other programs
Reach out to us to learn more!