Heavy equipment on a construction site at sunrise

Equipment Financing & Leasing

$1M to $50M in equipment financing and leasing for North American businesses.

Capital for the Equipment That Drives Your Business

We arrange equipment financing and leasing for established businesses across North America, with collateral- and credit-based structures built around how your operation actually runs.

Businesses use equipment financing to:

Expanding Into a New Vertical
Manufacturing a New Product
Increasing Production
Refinancing on Better Terms
Machinery & Equipment Purchases
Facility & Production Upgrades

Whether you are expanding into a new vertical, manufacturing a new product, increasing production, or refinancing existing equipment debt on better terms, the right structure depends on how you want the asset on your books.

Three Ways to Structure the Capital

Capital Lease

Finance the equipment you need while building ownership over the lease term.

Fixed payments over a defined term
Ownership or buyout at the end of the lease
Keeps bank lines open for operations

Sale & Leaseback

Unlock the equity sitting in equipment you already own, without giving up its use.

Convert owned equipment into working capital
Continue using the equipment uninterrupted
Fund expansion, payroll, or new contracts

Equipment Term Loan

Straightforward ownership from day one, with the equipment as collateral.

Collateral- and credit-based structures
Terms matched to the equipment's useful life
Payment structuring for seasonal cash flow

How It Works

  1. 1

    Get Qualified

  2. 2

    Consultation

  3. 3

    Documents

  4. 4

    Review

  5. 5

    Term Sheet

  6. 6

    Underwriting

  7. 7

    Conditions

  8. 8

    Closing

Founder reviewing a loan package at his desk

The Denali Standard

Every transaction receives individual review and hands-on attention from the Denali team.

Common Questions

Should I lease or take an equipment loan?

It depends on your tax and accounting posture. A loan puts the asset on your balance sheet immediately, with depreciation and interest deductions. A capital lease can keep the obligation structured differently for accounting purposes and may preserve capital. We walk through both with you and your CPA before structuring.

How much equipment financing can my business get?

Facilities run from $1M to $50M, sized against the collateral, your credit profile, and the cash flow the equipment supports.

Can payments match my seasonal cash flow?

Yes. Payment structuring for seasonal businesses is a standard part of how we build these facilities, so heavy payments land in your strong months.

What is a sale & leaseback?

You sell equipment you already own to free up its cash value, then lease it back and keep using it. It is a fast way to turn equity in your fleet or plant into working capital without disrupting operations.

Reach out to us to learn more!

Call NowGet Qualified