Multifamily loan programs for apartment buildings

Multifamily Programs

Purchase or refinance through Fannie Mae, Freddie Mac, HUD 223(f), and bank programs.

Fannie Mae, Freddie Mac, HUD 223(f) & Bank Programs

We offer Nationwide multifamily financing for purchase or refinance through Fannie Mae, Freddie Mac, HUD 223(f), and bank conventional programs.

We offer multifamily loans for the following property types:

Apartment Buildings
Student Housing
Senior Living
Manufactured Housing Communities

Denali’s third-party reports also include appraisal, phase I environmental, and property condition.

Program Requirements

Existing, stabilized conventional properties
Multifamily, affordable housing, senior housing properties, student housing properties, and manufactured housing communities with 5+ units. Mixed use subject to limitations.
Minimum 85% occupancy of units for 90 days prior to underwriting.
Net worth equal to, or exceeding, loan amount with minimum credit score 650.

Required Documents

We require the following documents for initial review:

Rent roll
Recent 12-month property operating statement
Personal financial statement
Guarantor name, bio, net worth/liquidity
Property info: name, address, and unique characteristics

How It Works

  1. 1

    Get Qualified

  2. 2

    Consultation

  3. 3

    Documents

  4. 4

    Review

  5. 5

    Term Sheet

  6. 6

    Underwriting

  7. 7

    Conditions

  8. 8

    Closing

Multifamily apartment building at dusk

The Denali Standard

Every transaction receives individual review and hands-on attention from the Denali team.

Common Questions

What size multifamily property qualifies?

Programs start at 5 units with loans from $100K to $200M, across Fannie Mae, Freddie Mac, HUD 223(f), and bank conventional programs.

Is multifamily financing recourse or non-recourse?

Most loans over $750K are non-recourse, so your personal exposure is limited to standard carve-outs.

Can I get interest-only payments?

Yes. Partial and full-term interest-only structures are available depending on the program and the strength of the rent roll.

Can you finance a value-add or construction multifamily deal?

Yes. Bridge, ground-up construction, and cash-out options exist alongside standard purchase and refinance programs.

Reach out to us to learn more!

Call NowGet Qualified