Payment & Balloon Calculator
Most commercial loans amortize over 25–30 years but come due in 5–10. See the monthly payment — and the balloon most calculators hide.
Your numbers
Pre-filled with a round-number example. Actual rates depend on the market, the program, and your file — request current terms.
When the loan comes due.
The schedule the payment is calculated on.
Commercial real estate loans commonly pair a 25–30 year amortization with a 5–10 year term. When the term ends before the balance is paid off, the remainder comes due as a balloon payment — usually handled by refinancing or selling.
Your results will appear here
Enter a loan amount, adjust the example rate, and pick a term and amortization schedule. You'll see the estimated monthly payment, any balloon balance at the end of the term, and the total interest paid along the way.
Every scenario is reviewed individually by a real loan officer.
For illustration only. This tool uses clearly-labeled example assumptions — not Denali Commercial Mortgage's actual rates or terms — and nothing here is an offer, quote, or commitment to lend. All financing is subject to credit review, underwriting, program availability, and executed loan documents. The pre-filled rate is a round-number example chosen for math practice; it is not a rate Denali offers or implies. Request current terms for your specific scenario.