LTV Calculator
Loan-to-value is the first number every lender looks at. See where your deal lands against typical program limits.
Your numbers
Purchase price, or current appraised value for a refinance.
The total new loan — for a refinance, include paying off the existing balance.
Optional. We'll estimate your net cash-out if the new loan is larger.
Your results will appear here
Enter your property value and loan amount, then run the calculator. You'll see your LTV and how it compares to the typical limits below.
Every scenario is reviewed individually by a real loan officer.
Typical LTV limits by program
- Conventional / small balance commercial65% – 80%
- Commercial multifamily (5+ units)up to 80% – 85%
- SBA 7(a), owner-occupiedup to 85% – 90%
- Private money / bridge50% – 75%
General industry norms, not Denali program guidelines. Actual limits depend on property type, income, credit, and the specific lender.
For illustration only. This tool uses clearly-labeled example assumptions — not Denali Commercial Mortgage's actual rates or terms — and nothing here is an offer, quote, or commitment to lend. All financing is subject to credit review, underwriting, program availability, and executed loan documents. LTV alone doesn't determine eligibility — property income, credit, and documentation all factor in. Request current terms for your specific scenario.